Financial Literacy
Teaching kids the language of money before life has a chance to.
Free, plain-language posts about money — banking, budgeting, saving, compound interest, and the habits that build generational wealth — written by the youth team and published openly on this site. The same material backs our in-person workshops, run by teen mentors in small groups so abstract math turns into questions a kid can actually ask out loud — "why does my mom say no to that?", "how does a credit card make money?"
If a child doesn't see how money works by twelve, they learn it from a credit card statement at twenty-two. Wage-floor literacy is the strongest predictor we know of generational wealth — and the cheapest thing to teach. So we write it down and give it away.
What every child works through.
Seven modules, age-stepped so a sixth-grader can keep up, rich enough that the older kids still find new questions.
- 01Money basics — what a dollar is for, where it comes from, how it moves.
- 02Budgeting & saving — the envelope method, needs vs. wants, the future-self test.
- 03Banks vs. credit — how money is stored, how money is borrowed, what "interest" really means.
- 04Compound interest & debt traps — the math that makes wealth, and the math that takes it.
- 05Earning — first jobs, freelance work, taxes for teens.
- 06The long game — generational wealth, investing basics, the patience problem.
- 07Economics — the ideas underneath it all: medium of exchange, opportunity cost, supply & demand, inflation.